Client Stories

Transforming neglected investments into strong financial returns

Cardena Private Wealth works with a busy member of the medical community and his family to proactively manage their financial affairs.

Prior to engaging the Cardena team this client had worked with an accountant to set up appropriate financial structures including an SMSF and a family trust. 

Once these structures were in place, work and life took over and as a result large amounts of capital sat neglected in loss making Australian direct equity portfolios and low interest bearing bank accounts. 

The family were frustrated by the ineffectiveness of these investments and so reached out to the experts at Cardena.

Our team of advisers made establishing financial discipline a priority and were able to take steps towards ensuring the family investments began to deliver better returns via a more diversified portfolio approach and high interest accounts. 

Once simple growth strategies were put in place, we ensured that this client made maximum use of their super contribution limits and we diversified their SMSF asset base to deliver measurable growth. 

After several years of working together we have become a trusted adviser to this client and his family, and we continue to dedicate ourselves to providing them with lasting financial confidence.



"When my marriage of 17 years ended I was faced with the prospect of how I was going to survive financially. My husband had always managed the family finances and I was really in no state to pick up the reins and manage my share of the divorce settlement. I was introduced to Iain Reid and the team at Cardena which was just the tonic I needed. Iain took the time to help me cope with my situation first, and then liaised with the lawyers and accountants on my behalf. That was 7 years ago and Iain’s guidance and expert advice continues to provide me with security and peace of mind today and for my retirement days in the future."

Kaye McColl

"Like many professional people I am hopelessly time poor. As an orthopaedic surgeon, my family and patients come first, which means that when it comes to our finances I’d prefer to delegate this to someone we trust. We were initially sceptical of the value a financial adviser could add, but the team at Cardena Private Wealth has allayed our concerns completely. Our finances are now in much better shape with Iain and the team’s guidance, and we are taking proactive steps to ensure that the inevitable retirement days ahead will be as comfortable as possible."

Dr David Wood, Orthopaedic Surgeon

"My wife and I have been clients of Cardena, and in particular Jonathan’s, for 20 years. During this time he and his team have demonstrated all the attributes I look for in a trusted advisor. Consistency, deep expertise and complete integrity. The team provides the best advice possible, guide our decision making process and then implement these strategies moving forward. Their use of proactive reporting means I also feel informed and in control of my financial future albeit in an uncertain world."

Robert Ward FCA AM and Louise Ward

"My leadership role requires extensive and regular international travel and as a result I am not able to spare the time to research my financial investment options. I therefore sought out a company with a solid reputation in the market that could provide advice that I could trust. I have been with Cardena since 2003 and Jonathan and his team have never let me down. I can confidently say my financial position today is much stronger and healthier as a direct result of Cardena’s advice."

Andrew Sotiropoulos, General Manager, Services Product Group & Solutions, IBM Global Technology Services, Asia Pacific

"We have been clients of Cardena since 2002 and have greatly valued the keen personal interest they take in us as people as well as clients. We have also greatly valued their consummate professionalism, integrity, efficiency and insight. They have supported us throughout our transition to retirement, and at every stage have tailored their recommendations to our unique needs. The result is a high-performing self-managed super fund with a spread of investments, guided by investment policies and practices into which we have had significant input and with which we feel particularly comfortable. Jonathan Kilborn, Iain Reid and all the members of their team are worthy of the highest commendation!"

Dr Roderic and Mrs Margaret Kefford